FanSpot Privacy Policy Effective Date: June 11, 2026 Last Updated: June 11, 2026 Platform: FanSpot Contact Email: legal@fanspot.me Data Collector: Martin Pevec acting as FanSpot FanSpot respects user privacy. This Privacy Policy explains how FanSpot collects, uses, stores, shares, protects, and manages personal information when users access or use the FanSpot website, platform, creator pages, fan accounts, creator accounts, subscriptions, digital storefronts, tips, paid posts, messaging features, verification systems, payout systems, reporting tools, moderation systems, and any related services. By creating an account, using FanSpot, applying to become a creator, uploading content, purchasing content, subscribing to creators, messaging users, submitting reports, completing verification, or otherwise using the platform, you agree to this Privacy Policy. If you do not agree with this Privacy Policy, you should not use FanSpot. 1. What FanSpot Is FanSpot is a creator monetization platform. FanSpot allows creators to build creator pages, publish posts, offer subscriptions, sell digital products, receive tips, operate storefronts, communicate with fans, and monetize fan engagement. FanSpot may also include age-restricted creator content where legally permitted and where FanSpot’s verification, payment-processing, consent, moderation, and compliance systems allow it. Because FanSpot may involve creator monetization, payment processing, identity verification, tax information, adult-content access, and private fan/creator interactions, FanSpot collects certain personal information that is necessary to operate the platform safely and legally. 2. Who This Policy Applies To This Privacy Policy applies to fans, creators, creator applicants, visitors, users who browse creator pages, users who purchase subscriptions, locked posts, store products, tips, or digital items, users who send messages, comments, reports, appeals, or support requests, users who access or attempt to access age-restricted areas, users who complete identity, age, tax, banking, or payout verification, and users whose information is submitted to FanSpot in connection with consent records, content ownership, complaints, disputes, legal notices, copyright claims, or reports. This Privacy Policy also applies to information processed by FanSpot’s service providers where those providers process information on FanSpot’s behalf. 3. Age Requirement and Children’s Privacy FanSpot is not intended for children. Users must be at least 18 years old or the age of majority in their jurisdiction, whichever is higher, to create an account, use FanSpot, apply as a creator, purchase content, subscribe to creators, access age-restricted areas, or participate in monetized platform features. FanSpot does not knowingly allow users under 18 to create accounts or access the platform. If FanSpot learns that a user under the required age has created an account, FanSpot may suspend or delete the account, remove associated content, restrict access, cancel subscriptions or purchases where appropriate, preserve limited records where required for safety, fraud prevention, legal compliance, or enforcement, and take any additional action required by law or platform policy. If a parent, guardian, or authorized person believes that FanSpot has collected personal information from a minor, they should contact FanSpot at legal@fanspot.me. 4. Adult Content and Age-Restricted Privacy Notice FanSpot may include age-restricted areas only where legally permitted and approved by FanSpot. If a user attempts to access age-restricted content, FanSpot may collect or process additional information, including age confirmation, identity-verification status, verification-provider results, account settings, payment eligibility, content-access settings, and safety logs. FanSpot may use this information to confirm eligibility to access age-restricted areas, prevent minors from accessing age-restricted content, comply with applicable laws, comply with payment-processor requirements, prevent fraud, exploitation, impersonation, and abuse, restrict adult content from general discovery or ineligible users, investigate reports involving age-restricted content, and enforce FanSpot’s Terms of Service and Adult Content Policy. FanSpot may restrict, disable, or remove age-restricted access if verification fails, if a user appears ineligible, if required documentation is missing, if a payment processor requires restriction, or if FanSpot determines there is legal, safety, or platform-trust risk. FanSpot does not intend to publicly display a user’s legal identity, government ID, tax information, banking information, or raw verification documents. 5. Information FanSpot Collects FanSpot may collect account information, creator application information, identity and age verification information, tax information, banking and payout information, payment and purchase information, content information, adult-content compliance information, AI creator information, communications, reports, moderation records, enforcement records, device data, log data, usage data, cookie data, approximate location information, and information from third parties. 5.1 Account Information When you create an account, FanSpot may collect name or display name, username, email address, password or authentication credentials, account type, profile photo or avatar, banner image, bio, headline, category, profile description, public profile details, account preferences, language, region, settings, age confirmation, login history, account status, security settings, and two-factor authentication status if enabled. 5.2 Creator Application Information If you apply to become a creator, FanSpot may collect legal name, display name, creator username, email address, creator category, content plans, monetization plans, social media links, portfolio links, platform history, application responses, creator tier eligibility information, manual review notes, approval status, denial status, restriction status, compliance declarations, adult-content category selection if applicable, and AI-creator disclosure status if applicable. 5.3 Identity and Age Verification Information FanSpot may require creators, creator applicants, users seeking age-restricted access, or certain high-risk users to complete identity or age verification. FanSpot or its verification providers may collect legal name, date of birth, government-issued ID information, ID images or scans, selfie or liveness-check information, verification status, verification result, expiration status, country or region of issuance, risk flags, duplicate-account indicators, fraud-prevention signals, verification timestamps, and verification-provider reference IDs. FanSpot may use third-party verification providers. Where possible, FanSpot will avoid directly storing raw government ID images longer than necessary unless required for legal, safety, fraud-prevention, recordkeeping, payment-processor, or compliance reasons. 5.4 Tax Information Creators may need to provide tax information before receiving payouts. FanSpot may collect or process legal name, tax residency, tax identification number or equivalent, business name if applicable, business address, country of tax residence, tax forms, tax classification, payout reporting information, withholding information if applicable, tax-document status, and records required for tax reporting. Tax information may be processed by FanSpot, payment providers, tax-service providers, accounting-service providers, or other authorized service providers. 5.5 Banking and Payout Information Creators may need to provide payout information. FanSpot may collect or process payout account details, bank account information, payment-service account details, payout method, payout country, payout currency, payout status, payout history, failed payout information, processor reference IDs, risk holds, reserve balances, chargeback offsets, refund deductions, and manual payout records. FanSpot may use third-party payment and payout processors. FanSpot should avoid directly storing full banking information where a secure processor can handle it. 5.6 Payment and Purchase Information When users purchase subscriptions, paid posts, locked content, store products, tips, or other paid features, FanSpot may collect or process purchase amount, currency, transaction date, payment status, subscription status, renewal date, cancellation date, refund status, chargeback status, payment method type, processor transaction IDs, billing country or region, fraud-review status, spending history, purchased content identifiers, creator receiving payment, fees, taxes, and payout calculations. FanSpot generally should not directly store full payment-card numbers. Payment-card details should be handled by approved payment processors. 5.7 Content Information FanSpot collects content that users upload, post, send, sell, or submit, including posts, photos, videos if enabled, digital files, product listings, store files, captions, comments, messages, tags, categories, creator profile content, fan profile content, reviews or ratings if enabled, reports, appeals, support requests, and metadata connected to content. Content may include personal information if users choose to include it. Creators are responsible for ensuring they have the necessary rights and consent to upload content involving other people. 5.8 Adult-Content Compliance Information For age-restricted creators or adult-content areas, FanSpot may collect or process additional compliance-related information, including adult-content approval status, age-verification status, identity-verification status, consent record status, performer or participant verification status if applicable, content classification, age-restricted content labels, content review notes, compliance review results, takedown records, report records, payment-processor compliance records, access-control logs, payout-hold reasons, and adult-content policy enforcement history. FanSpot may preserve certain records where necessary for legal compliance, dispute resolution, child-safety enforcement, fraud prevention, payment-processor compliance, or safety investigations. 5.9 AI Creator Information If a creator uses an AI persona or AI-assisted content, FanSpot may collect AI disclosure status, AI creator badge status, AI content labels, persona description, content-generation disclosures, likeness-consent documentation if applicable, reports related to impersonation or misleading AI use, manual review notes, and enforcement records. FanSpot may use this information to label AI creators, prevent impersonation, and protect users from misleading content. 5.10 Communications FanSpot may collect communications sent through or to the platform, including messages between users where enabled, comments, support tickets, creator applications, reports, appeals, refund requests, chargeback explanations, copyright complaints, consent disputes, verification questions, and emails or messages sent to FanSpot. FanSpot may review communications where necessary for support, moderation, safety, fraud prevention, legal compliance, or enforcement. 5.11 Reports, Moderation, and Enforcement Information FanSpot may collect information related to reports and enforcement, including reported content, report reason, reporting user, reported user, moderator notes, investigation notes, evidence submitted, account restrictions, content removals, warnings, suspensions, bans, payout holds, appeals, legal escalation records, safety-risk classifications, and fraud-risk classifications. 5.12 Device, Log, and Usage Information FanSpot may automatically collect technical and usage information, including IP address, device type, browser type, operating system, app or browser version, referring pages, pages viewed, search queries, click activity, login times, session duration, crash logs, error logs, feature usage, approximate location based on IP address, device identifiers, security signals, and anti-abuse signals. FanSpot may use this information for analytics, security, fraud prevention, platform improvement, personalization, and compliance. 5.13 Cookies and Similar Technologies FanSpot may use cookies, pixels, local storage, SDKs, and similar technologies to keep users logged in, remember preferences, improve site performance, measure platform usage, detect fraud, protect account security, support analytics, support marketing where permitted, manage age-restricted access settings, and support payment and checkout flows. Users may be able to control cookies through browser settings or cookie controls, but disabling cookies may affect platform functionality. 5.14 Location Information FanSpot may collect approximate location information based on IP address, billing details, tax information, verification information, or user-provided account details. FanSpot may use location information to comply with laws, apply age restrictions, determine tax obligations, detect fraud, support payment processing, restrict access where required, improve security, and provide localized settings. FanSpot does not intend to publicly display a user’s precise home address. 5.15 Information From Third Parties FanSpot may receive information from third parties, including payment processors, payout providers, identity-verification providers, tax-service providers, fraud-prevention providers, analytics providers, email providers, hosting providers, moderation tools, legal representatives, copyright claimants, law enforcement or regulators, other users submitting reports or complaints, and social media platforms if users connect or link accounts. 6. How FanSpot Uses Personal Information FanSpot may use personal information to operate, protect, improve, and enforce the platform. FanSpot may use information to create and manage accounts, authenticate users, provide creator profiles, provide fan accounts, process subscriptions, process store purchases, process locked posts, process tips, provide messaging, comments, and community features, deliver purchased content, manage creator applications, verify creator identity and age, verify eligibility for age-restricted areas, process payouts, collect tax documentation, calculate creator earnings, detect fraud, prevent chargeback abuse, review suspicious transactions, enforce content rules, moderate reports, respond to support requests, process refunds, respond to payment disputes, prevent unauthorized access, protect user safety, protect minors from restricted content, prevent exploitation, impersonation, harassment, scams, and platform abuse, improve platform features, personalize user experience, recommend creators or content where allowed, maintain audit logs, comply with laws, comply with payment-processor rules, communicate policy changes, send service-related messages, send marketing messages where permitted, conduct analytics and business reporting, maintain records for legal, tax, fraud-prevention, and compliance purposes, and protect FanSpot’s rights, users, creators, payment relationships, and platform trust. 7. Legal Bases for Processing Where privacy law requires FanSpot to identify a legal basis for processing, FanSpot may rely on consent, contract, legal obligation, legitimate interests, and vital or safety interests. Consent may apply where a user agrees to certain processing, such as marketing communications, certain cookies, or optional profile features. Contract may apply where processing is necessary to provide FanSpot services under the Terms of Service, Creator Agreement, subscription terms, store terms, or payout terms. Legal obligation may apply where FanSpot must process information for tax, reporting, consumer-protection, safety, legal, fraud-prevention, or regulatory reasons. Legitimate interests may apply where processing is needed to operate, secure, improve, analyze, moderate, and protect the platform, users, creators, and payment systems. Vital or safety interests may apply where processing is needed to protect a person’s safety or respond to severe abuse, exploitation, fraud, security threats, or urgent legal risks. 8. How FanSpot Shares Information FanSpot does not intend to sell personal information in the ordinary meaning of selling a user’s private data for money. However, privacy laws may define “sale” or “sharing” broadly, especially for advertising or analytics. FanSpot should provide opt-out controls where legally required. FanSpot may share personal information with other users, creators, fans, service providers, payment processors, financial partners, verification providers, legal authorities, safety partners, compliance partners, and business-transfer recipients where necessary or permitted. FanSpot may also share information with a user’s consent or at the user’s direction. 8.1 With Other Users Certain information may be visible to other users depending on account settings and platform features, including username, display name, profile photo, banner, bio, public creator posts, public comments, creator categories, badges, public store listings, public creator page information, subscription-tier names or public benefits, and AI-creator labels where applicable. FanSpot should not publicly display legal names, government IDs, tax details, banking details, full payment-card details, raw verification documents, or private payout information. 8.2 With Creators When a fan follows, subscribes, purchases, tips, comments, messages, or interacts with a creator, the creator may receive information needed to provide the service, including username, display name, profile photo, subscription status, purchase status, tip amount, message content, comments, store order details, custom-order instructions, fan engagement information, and limited analytics. FanSpot should avoid sharing unnecessary private billing, tax, legal identity, or payment-card information with creators. 8.3 With Fans Fans may see information about creators, including creator display name, username, profile content, creator category, badges, creator posts, store listings, subscription tiers, pricing, public activity, AI-creator disclosure if applicable, and adult-content labels or access restrictions if applicable. Fans should not receive a creator’s legal name, tax details, banking details, raw identity documents, or private verification information unless the creator chooses to share personal information publicly. 8.4 With Service Providers FanSpot may share information with service providers that help operate the platform, including hosting providers, cloud-storage providers, payment processors, payout providers, identity-verification providers, age-verification providers, tax-service providers, accounting-service providers, fraud-prevention providers, analytics providers, email providers, customer-support tools, moderation tools, security providers, database providers, backup providers, legal and compliance advisors, and business operations providers. Service providers should only process information as needed to provide services to FanSpot or as required by law. 8.5 With Payment Processors and Financial Partners FanSpot may share information with payment processors, banks, payout providers, card networks, fraud tools, and financial partners to process transactions, verify payment methods, process payouts, review fraud risk, manage chargebacks, handle refunds, maintain reserves, comply with payment rules, prevent money laundering or illegal activity, and support tax reporting. Payment processors may have their own privacy policies. 8.6 With Verification Providers FanSpot may share information with identity, age, and liveness-verification providers to confirm identity, confirm age, confirm creator eligibility, prevent duplicate or fraudulent accounts, protect age-restricted areas, comply with legal and payment-processor requirements, and support adult-content compliance. Verification providers may collect and process information under their own policies as well as under FanSpot’s instructions. 8.7 For Legal, Safety, and Compliance Reasons FanSpot may share information if FanSpot believes it is necessary to comply with law, respond to legal process, cooperate with regulators, cooperate with law enforcement, report suspected exploitation or illegal activity, protect minors, protect user safety, enforce the Terms of Service, investigate fraud, prevent security threats, respond to copyright claims, defend legal claims, protect FanSpot’s rights, protect payment systems, and prevent serious platform abuse. 8.8 Business Transfers If FanSpot is involved in a merger, acquisition, financing, restructuring, sale of assets, bankruptcy, change of control, or similar business transaction, personal information may be transferred as part of that transaction, subject to applicable law. 8.9 With Consent FanSpot may share information with a user’s consent or at the user’s direction. 9. Messages, Comments, and Private Communications FanSpot may provide comments, messages, paid messaging, support messages, or creator-fan communication tools. Users should not assume that messages sent through FanSpot are completely private from platform review. FanSpot may access, review, preserve, or use messages and comments where necessary to provide the messaging feature, investigate reports, moderate content, prevent harassment, prevent illegal activity, prevent fraud, enforce adult-content restrictions, enforce payment rules, respond to support requests, comply with legal obligations, and protect users or FanSpot. FanSpot does not intend to publicly display private messages unless required for moderation, legal, safety, dispute, or enforcement purposes. 10. Public Content Some content on FanSpot may be public or visible to other users. Public or semi-public content may include creator profile pages, public posts, store listings, public comments, creator badges, display names, usernames, profile photos, banners, public category tags, public AI labels, and public follower or engagement counts if enabled. Users should not post personal information they do not want others to see. Even after deletion, public content may have been copied, cached, screenshotted, archived, indexed, or otherwise preserved by other users or third parties outside FanSpot’s control. 11. Creator Analytics and Fan Insights FanSpot may provide creators with analytics and insights about fan engagement, sales, subscriptions, content performance, store performance, tips, paid posts, and audience behavior. Creator analytics may include number of followers, number of subscribers, revenue, store sales, tips, post performance, engagement rates, subscription growth, purchase history related to that creator, fan activity patterns, and general audience information. FanSpot should avoid giving creators unnecessary sensitive information, such as fans’ legal names, full payment details, private tax information, government ID details, or raw age-verification documents. 12. Marketing Communications FanSpot may send marketing communications where permitted by law. Marketing may include creator announcements, platform updates, promotions, featured creators, product updates, launch announcements, and newsletters. Users may opt out of marketing emails by using the unsubscribe link or by contacting FanSpot. Even if a user opts out of marketing messages, FanSpot may still send service-related communications, such as account notices, security alerts, purchase confirmations, subscription notices, billing notices, payout notices, verification notices, policy updates, legal notices, and support messages. 13. Cookies, Analytics, and Advertising FanSpot may use cookies and similar technologies for essential platform functions, analytics, security, fraud prevention, preferences, performance, and marketing. FanSpot may use analytics to understand how users find FanSpot, which pages are visited, which features are used, which errors occur, which creator tools perform well, and which user flows need improvement. FanSpot may use advertising or retargeting tools in the future. If FanSpot uses advertising tools that involve personal information, tracking, or targeted advertising, FanSpot should provide required notices, consent choices, and opt-out mechanisms. 14. Do Not Track and Global Privacy Signals Some browsers offer “Do Not Track” or global privacy signals. FanSpot’s response to these signals may depend on applicable law, available technology, and platform settings. Where legally required, FanSpot should honor valid opt-out preference signals. 15. Data Retention FanSpot keeps personal information only as long as necessary for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. Retention periods may depend on account status, legal obligations, tax obligations, payment records, chargebacks, refunds, fraud prevention, security needs, creator verification, age-restricted compliance, consent records, content reports, copyright claims, disputes, litigation risk, platform enforcement, and backup cycles. FanSpot may retain limited records after account deletion where necessary to prevent banned users from returning, resolve payment disputes, respond to chargebacks, meet tax obligations, preserve safety records, preserve consent or age-verification records where required, comply with legal obligations, defend legal claims, investigate fraud or abuse, and protect minors and other users. 16. Account Deletion Users may request account deletion by using platform settings or contacting FanSpot at legal@fanspot.me. After a deletion request, FanSpot may delete, de-identify, anonymize, or restrict access to personal information, subject to legal, safety, tax, payment, fraud-prevention, adult-content compliance, and dispute-resolution requirements. Deleting an account may not automatically delete transaction records, tax records, payout records, chargeback records, refund records, legal records, reports, moderation records, copyright claims, consent records, age-verification records where required, backup copies during normal backup cycles, content already purchased by other users where continued access is legally or contractually permitted, or public content copied or stored outside FanSpot by third parties. 17. User Privacy Rights Depending on where a user lives, they may have rights regarding their personal information. These rights may include requesting access to personal information, requesting correction of inaccurate information, requesting deletion of certain information, requesting a copy of certain information, withdrawing consent where processing is based on consent, objecting to certain processing, restricting certain processing, opting out of marketing communications, opting out of certain targeted advertising or data sharing where required, and appealing certain privacy decisions where required by law. FanSpot may need to verify a user’s identity before responding to privacy requests. FanSpot may deny or limit requests where permitted by law, including where information must be retained for legal, tax, payment, fraud-prevention, safety, adult-content compliance, dispute, or security reasons. To submit a privacy request, contact FanSpot at legal@fanspot.me. 18. Canadian Privacy Rights FanSpot is based in Ontario, Canada. Canadian privacy laws may give users rights to access and correct personal information held by FanSpot, subject to legal limits. FanSpot should use reasonable safeguards to protect personal information and should limit collection, use, and disclosure to appropriate purposes. Users may contact FanSpot with privacy questions or complaints at legal@fanspot.me. If a user is not satisfied with FanSpot’s response, they may have the right to contact the appropriate privacy regulator. 19. European, UK, and Similar Privacy Rights Users in the European Economic Area, the United Kingdom, or similar jurisdictions may have additional rights under applicable privacy laws. These rights may include access, correction, deletion, portability, restriction of processing, objection to processing, withdrawal of consent, objection to certain automated decision-making, and complaint to a data-protection authority. FanSpot may process information outside the user’s country. Where required, FanSpot should use appropriate safeguards for international transfers. FanSpot should identify a representative or data-protection contact if required by applicable law. 20. California and U.S. State Privacy Rights Residents of California and certain other U.S. states may have additional privacy rights under applicable state privacy laws. Depending on whether FanSpot is subject to those laws, users may have rights to know what personal information is collected, know how personal information is used, know whether personal information is disclosed, sold, or shared, request access, request deletion, request correction, opt out of sale or sharing where applicable, limit certain uses of sensitive personal information where applicable, and not be discriminated against for exercising privacy rights. FanSpot should provide any required “Do Not Sell or Share My Personal Information” or similar mechanism if legally required. 21. Sensitive Personal Information FanSpot may collect sensitive personal information where necessary to operate the platform, especially for creator verification, age-restricted access, tax reporting, payouts, fraud prevention, and safety. Sensitive information may include government ID information, date of birth, tax identification information, banking information, payment-related information, identity-verification information, age-verification information, liveness-check information, adult-content compliance information, reports involving safety or abuse, and precise information submitted by users in support requests or disputes. FanSpot uses sensitive personal information only for appropriate platform, legal, security, safety, payment, tax, verification, and compliance purposes. FanSpot does not intend to use sensitive personal information to infer unrelated characteristics or publicly expose private legal identity information. 22. Automated Decision-Making and Risk Review FanSpot may use automated systems, manual review, or a combination of both to detect fraud, enforce rules, classify content, recommend creators, prioritize reports, review payment risk, manage age-restricted access, and protect the platform. Automated or semi-automated systems may help identify suspicious transactions, chargeback risk, fake accounts, spam, bot activity, duplicate accounts, ineligible users, misclassified content, potential policy violations, suspicious creator activity, and potential age-restricted access issues. FanSpot may use manual review before taking serious enforcement action where appropriate. Users may be able to appeal certain decisions under FanSpot’s policies. 23. Security FanSpot uses reasonable administrative, technical, and organizational safeguards designed to protect personal information. Security measures may include HTTPS, password hashing, access controls, role-based permissions, admin restrictions, audit logs, rate limiting, anti-abuse tools, secure cloud infrastructure, backups, security monitoring, limited access to sensitive information, two-factor authentication for admins and possibly creators, and incident-response procedures. No system is perfectly secure. FanSpot cannot guarantee that unauthorized access, hacking, data loss, misuse, or security incidents will never occur. Users are responsible for using strong passwords, protecting account credentials, and immediately reporting suspected account compromise. 24. Data Breach and Security Incident Response If FanSpot becomes aware of a security incident involving personal information, FanSpot may investigate, contain, mitigate, document, and notify affected users or authorities where required by law. FanSpot may preserve logs, account records, and technical data to investigate security incidents. Users should report suspected security issues to legal@fanspot.me. 25. International Data Transfers FanSpot may process, store, or transfer personal information in Canada, the United States, or other countries where FanSpot or its service providers operate. Privacy laws in those countries may differ from the laws where a user lives. Where required, FanSpot should use appropriate safeguards for international transfers, such as contractual protections or other legally recognized transfer mechanisms. 26. Third-Party Links and Creator Links FanSpot may allow creators or users to post links to third-party websites, social media, storefronts, portfolios, payment pages, or other services. FanSpot is not responsible for the privacy practices of third-party websites or services. Users should review third-party privacy policies before submitting information to them. Creators must not use third-party links to evade FanSpot rules, payment policies, safety systems, age restrictions, or content policies. 27. Off-Platform Activity FanSpot is not responsible for information users share off platform. If a user chooses to contact another user outside FanSpot, purchase outside FanSpot, follow external links, send information through social media, or use another service, that activity may be governed by separate privacy policies and terms. FanSpot may still enforce its rules if off-platform activity is used to harm users, evade payment systems, facilitate prohibited content, harass users, commit fraud, or violate platform policies. 28. Privacy of Reports and Complaints Users may report content, accounts, messages, creators, purchases, or other concerns. FanSpot may keep reports confidential where appropriate, but FanSpot may disclose report information if necessary to investigate the issue, notify the reported user, enforce platform rules, process appeals, respond to legal requests, protect user safety, protect minors, prevent fraud or abuse, or comply with law. FanSpot may not always disclose the identity of a reporting user. 29. Copyright and Legal Notices If a user submits a copyright complaint, legal notice, consent dispute, adult-content complaint, impersonation complaint, or similar claim, FanSpot may collect and process information included in that notice. FanSpot may share relevant information with the user who posted the content, legal advisors, service providers, courts, regulators, law enforcement, copyright agents, payment processors, and other parties as legally required or appropriate. Users should not submit false claims. 30. Creator Consent Records FanSpot may require creators to keep or submit consent records for content involving other people, especially where content is monetized, age-restricted, disputed, or subject to additional compliance requirements. Consent records may include legal names, stage names, age confirmation, identity confirmation, release forms, permission to upload content, permission to monetize content, permission to use likeness, content-specific authorization, date of consent, contact information, and supporting documentation. FanSpot may restrict access to consent records to authorized personnel and service providers. FanSpot may preserve consent records where necessary for legal, compliance, payment, safety, or dispute reasons. 31. Adult-Content Record Privacy Adult-content compliance records may be especially sensitive. FanSpot should handle these records with strict access controls. Adult-content records may be used to verify adult age, verify creator identity, verify consent, review content disputes, investigate reports, comply with payment-processor requirements, comply with legal obligations, prevent exploitation, prevent non-consensual content, protect minors, and defend against legal claims. FanSpot should not publicly display adult-content compliance records. 32. Payment Privacy Payment details are sensitive. FanSpot should use secure payment processors wherever possible. FanSpot may receive limited payment information, such as transaction amount, transaction ID, payment method type, last four digits of a card where provided by the processor, payment status, billing country, refund status, chargeback status, and fraud-review result. FanSpot does not intend to directly store full payment-card numbers. Payment processors may process payment information under their own privacy policies. 33. Tax and Payout Privacy Creator tax and payout information is sensitive. FanSpot may use this information to verify payout eligibility, process creator payouts, prepare tax reports, comply with financial rules, prevent fraud, respond to audits, and manage chargebacks, refunds, and reserves. FanSpot should restrict access to tax and payout information to authorized personnel and service providers. 34. Admin Access FanSpot may allow authorized admins, moderators, support staff, contractors, advisors, or service providers to access personal information only as needed for their roles. FanSpot should use role-based access controls where practical. Sensitive information should be limited to users with a legitimate need to access it. FanSpot may keep logs of important admin actions, including account restrictions, content removals, payout holds, verification changes, refund decisions, bans, and security actions. 35. Data Accuracy Users are responsible for keeping account information accurate and updated. Creators are responsible for keeping creator application, payout, tax, banking, verification, business, consent, and store information accurate and updated. FanSpot may restrict accounts or payouts if information appears inaccurate, incomplete, outdated, or suspicious. 36. User Choices and Controls Users may have controls for editing profile information, updating email address, changing password, managing subscriptions, managing payment methods, cancelling renewals, updating creator profile details, adjusting adult-content access settings where available, managing communication preferences, requesting account deletion, submitting privacy requests, and opting out of marketing emails. Some controls may be unavailable if information must be retained for legal, tax, payment, fraud-prevention, safety, or compliance reasons. 37. Changes to This Privacy Policy FanSpot may update this Privacy Policy from time to time. FanSpot may notify users of changes by posting the updated policy, updating the “Last Updated” date, sending an email, showing an in-platform notice, or using another reasonable method. Continued use of FanSpot after changes become effective means the user accepts the updated Privacy Policy. Privacy Addendum for Age-Restricted and Adult-Content Features This addendum applies if FanSpot enables adult-content or age-restricted features. A1. Extra Privacy Protection for Age-Restricted Features Age-restricted features may require additional information and safeguards because of legal, safety, payment, and platform-trust risks. FanSpot may collect and process information related to age verification, identity verification, adult-content access status, creator adult-content approval, consent records, content classification, payment eligibility, access-control logs, adult-content reports, compliance-review notes, payout holds connected to adult-content risk, and legal and processor requirements. A2. Adult Access Settings FanSpot may allow eligible users to enable or disable age-restricted access in account settings. FanSpot may use age-restricted access settings to hide adult content from general discovery, prevent ineligible access, filter recommendations, filter search results, restrict thumbnails or previews, apply account-level safety controls, and comply with payment or legal requirements. A3. Verification Providers FanSpot may use third-party providers for identity verification, age verification, liveness checks, fraud review, and adult-content compliance. These providers may process sensitive information. FanSpot should choose providers with appropriate security, privacy, and compliance practices. A4. Adult Creator Data Adult creators may be required to provide additional documentation to prove identity, age, consent, and content rights. FanSpot may use adult creator data to approve or deny adult creator access, review content eligibility, process payouts, prevent exploitation, prevent impersonation, prevent non-consensual content, prevent underage content, comply with payment-processor requirements, comply with law, and respond to reports and disputes. A5. Sensitive Report Handling Reports involving adult content, consent disputes, exploitation, suspected minors, non-consensual material, trafficking, impersonation, or serious abuse may be prioritized and handled by authorized personnel. FanSpot may preserve information connected to such reports even if an account is deleted, where necessary for legal, safety, platform-integrity, or enforcement reasons. A6. No Public Display of Verification Data FanSpot should not publicly display government ID images, legal names from verification, tax ID numbers, banking details, raw liveness-check data, private consent forms, verification-provider results, internal risk-review notes, or adult-content compliance files. A7. Adult Content and Payment Processors Payment processors, banks, card networks, and payout providers may require FanSpot to share limited information to process transactions, prevent fraud, manage chargebacks, comply with rules, and review adult-content risk. FanSpot may restrict adult-content features if required by a payment processor or financial partner. A8. Record Retention for Adult-Content Compliance FanSpot may retain certain age-restricted and adult-content compliance records longer than ordinary account data where required or appropriate for legal compliance, consent verification, age verification, safety investigations, payment disputes, chargebacks, fraud prevention, takedown disputes, law-enforcement requests, and defense of legal claims. FanSpot should limit access to these records and delete them when retention is no longer necessary, unless continued retention is legally required or justified by safety, fraud-prevention, or compliance needs.